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Budget Stretcher Personal Money Management Solutions
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Click Here To Subscribe To The Budget Stretcher Newsletter and Get The Complete Budget and Bill Organizer with print forms Absolutely Free.
Free Printable Budget Forms and Worksheets
Budget Stretcher Forms are simple and easy to use and they are Free. Each one is printable and serves a specific purpose in the Budgeting process. All you have to do is click on the forms's link to access the forms. Read the explanation of each form and see how the forms work together:
Free Budget Worksheet Print Form - In order to get everything down on paper in the rough, go to the Budget Worksheet. There you will find spaces with the categories listed at the top. Using the sample list at the bottom of the form, start entering your bills in the spaces provided with the amount of that bill next to it.
Free
Budget Form Print Form - When you feel certain you have entered everything on the Budget Worksheet, transfer this information to the Budget Form. This form is setup with five tables so that you can tell at a glance where you stand financially.
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Budget Ledger Print Form - This form is designed to ensure that you make all of your monthly payments on time every month. You simply list your bills in the order of the date they are due and mark them as they are paid. This form covers a three month period.
Free
Monthly Bill Summary Print Form - The Monthly Bill Summary is an alternate form for the Budget Ledger. It covers a one month period and you must have a new form each month.
Free
Monthly Bill Summary 2 Print Form - This form allows you to separate your bill payments by paycheck. It is very important that you have an equal amount coming out each payday to ensure you have enough money to cover your Household Expenses and Savings.
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The Complete Budget and Bill Organizer Download
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Plan Ahead and Save on Your Next Vacation
If going on a yearly vacation is a priority in your life, the option to rent timeshares can save you money over the cost of staying in hotels. Timeshare rental gives you access to fantastic vacation properties without the long-term commitment and high up-front expenses of ownership. Own a timeshare but feel like you aren't getting your money's worth out of it? If you want to sell timeshare, there are many great resources at your disposal to help you move your property.
Setting Your Financial Priorities Whether you know it or not, you are always setting your financial priorities. Some may decide that a new stereo system is more inportant than this month's electric bill. This may be a little off the wall but it is still setting your priorities.
Budgeting When Your Paycheck Varies Is you paycheck never the same? Learn how you can still budget your money.
What To Pay When You Can't Pay Everything Sometimes your paycheck won't cover all of your bills. What should you pay?
Big Money Problems If you don't have the money to pay your bills you need to know what to do and who to see. You will learn the steps that are absolutely necessary to ensure your family's protected.
Impulse Buying Planning a purchase of any kind is absolutely necessary if you intend to use your money wisely.
Add A Few Dollars To Your Mortgage Payment You can knock years off of your mortgage and save thousands of dollars just by adding a few dollars to the payment each month.
Checking Basics
Understanding the fundamentals - Before you sign up for a checking account, make sure you check out all of your options.
Your Checking Account
Checking accounts are an absolute necessity these days. You can either have a checking account or run to the bank or other outlet for money orders.
Thrifty Fun
Good Bazaar.com
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How To Own Your Paycheck Again!
Personalized Debt Elimination Summary
Debt Reduction Software
Winning The Credit Card Game We were able to pay off $20,000 in debt in 5 years on $22,000 a year income by taking advantage of low interest rate credit card offers. We saved $67,000 in interest on that $20,000 by using low or no interest offers to our advantage. All it took was a few 5 minute phone calls.
7 Ways To Beat The Debt Collector
Personal Money Management is not a one step process. Learn the steps you need to take to get your debt under control and keep it that way.
The Debt Elimination Dilemma The total American consumer debt reached $2.4 trillion in 2006. There are literally hundreds of ways to eliminate your debt. You can't turn on the TV, listen to the radio, open a newspaper or click on a web page link without hearing or seeing the latest miracle method to get you out of debt.
Mastering Credit Cards Broaden your understanding of credit cards and their value in your financial life.
Constant Credit Card Payments By simply continuing to pay this month's payment, even though the minimum payment declines, you can normally pay off your credit card in about half the time.
The Pros/Cons of a
payday loan for fast cash.
Profit Today - API-50 Government Windfall.
Bad Credit Loans & Debt Help
Consumer Lending and Personal Credit Guide
How ANY Woman Can Learn To Make Money on the Internet
Learn How To Earn From eBay
999 Home Business Ideas
Emergency Cash Generators
Start A Home Business
Personal Loans
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GovLoans.gov
Student Loans FinAid.org
FTC Consumer Alert - Payday Loans - Very Costly Cash (PDF Download) The ads are on the radio, television, the Internet, even in the mail. They refer to payday loans, cash advance loans, check advance loans, post-dated check loans, or deferred deposit loans. The Federal Trade Commission, the nation’s consumer protection agency, says that regardless of their name, these small, short-term, high-rate loans by check cashers, finance companies and others all come at a very high price.
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Shopping
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Save Big On Groceries!
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Coupon Codes - Your Secret Weapon For Saving Money Online
Shop faster with an aisle-by-aisle grocery list.
FREE grocery coupons and more at CoolSavings! Click Here!
How Much Should My Grocery Budget Be? Get an idea of what you should be spending on food every month.
Feeding a Family for $300 a month? I do something that most people think they can't do today. I feed my family of 5 for $300 a month. Most people say...
Save on Groceries Before You Leave Home One of the easiest ways to save money on your grocery bill starts before you even leave the house. It's no extra work, you don't have to
Save Up to 50% on your grocery bill! For most people saving 50% of your food budget is easy. Learn this little known secret.
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Credit Reporting Agencies
There are several federal laws that protect you when dealing with creditors. Here is an explanation of each:
Request Free Annual Credit Reports
By federal law, every American is entitled to one free credit report from each of the three reporting agencies each year. Use this link to request yours.
Understanding Your FICO Score (PDF)
Learn everything there is to know about credit scores from the people that determine them, FICO! Free PDF Download.
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