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Testimonials

Thanks Terry,

You have finally given me an option.  Usually the files you can download and use for budgeting either come as a printed worksheet or an excel file.  You gave me a choice and now I can use the printed sheets to work everything out and then keep all my records on the computer as well.  

The categories are so easy, even my husband can understand this budget.

Yours in wealth
Kathy Morrison
Canberra, Australia

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Grandpa Terry,

Thanks so much for creating the Budget and Bill Organizer.  It is custom made for people that have little to no experience with budgeting! (I am one of those)  It really allows you to see what you spend where, and more importantly, what you can save where.  I love the fact that it came with printable forms and also with forms that will do the calculations for you.  You can't lose with this product!

Thanks again for helping me to achieve financial independence!
  
Megan Johansen
Palatine, Illinois

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For years my husband and I have been meaning to start and follow a proper budget but unfortunately with no success.  With this easy to use organizer, we know we are on the right track.  Everything is broken down to easy steps so there is no guess work involved.  It also encourages you to keep all your bills and important information in one easy to find place.  I am really impressed with this system and would recommend it to anyone wanting to get their finances in order.

Angela Lawlor
Rosewood, Old Australia

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Thank you Grandpa Terry for your fabulous budget and bill organizer - it makes our financial life much simpler and is well worth the time it takes to set it all up properly.

Maree Crosbie
Canberra, Australia

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The organizer is so easy to use, I really like the four spending categories.  I can now keep all financial records in one place, well organized, and save time and money>

Thanks You Terry for such a great product!

Jacob Yoder
Millersburg, Ohio

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This organizer is easy to set-up and understand. I definitely recommend the Budget and Bill Organizer system for it's easy set-up and full explanation of what each form is for. It's great to know that should I have questions or problems, I'm not left on my own to try and figure them out. The email support is what clinched it for me! Thank you so much for an easy to use and complete organizer.

Nancy Michel
Akron, NY

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I was always afraid of 'budgets' but this organizer really helps take the fear out of the whole ordeal or budgeting and getting organized.  Thanks Grandpa Terry...

Desiree Delacruz
Ellenwood, GA

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This is the first time I have ever been shown how to figure out where my money has gone or is going.  I feel like I have some control for the firs time in my life.

Nancy Wall

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I Have been using Mr Riggs Budget and Bill organizer and it has helped me meet my financial goals. I no longer cringe when I hear the word....BUDGET.

A Anstey
Canada

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I think it's great that Grandpa Terry has written his forms and the instructions in a way that even the most budget-challenged person can understand what is needed to make his program work.  I have been using some of these forms for over 3 years now and I love them!

Kathy Turner
Warrenton, Virginia

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This organizer is very worthy of the money that is charged. It will change your financial life. You will be more organized and in better control of your finances.

Claudia Chandler
Williamsburg, Kentucky

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I'm a stay at home mother of six children, so needless to say we need a good way to budget our money.  I have tried several methods, but usually didn't stick with them because they were too complicated and required too much time to dedicate to them.  The Complete Budget and Bill organizer was very simple to set up and use.  I know this is a system I can stick with and will help us manage our money.  Thanks so much!

Debbie Williamson
Sevierville, Tennessee

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I use Grandpa Terry's Budget and Bill Organizer.  Everything is quite easy and right before your eyes.  I do, however, print out the directions just in case I should have a question later.  All I have to do is to flip back a page.  It makes things very easy and quite easy to tally up.  It saves us a lot of money by being able to see just where everything goes.  I recommend this product to anyone.

Rhetta Edgar
Bangor, Maine

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Dear Terry, your new organizer is awesome.  I always had trouble balancing a simple checkbook and now I am able to keep my finances in perfect order.  The instructions are very clear and precise and I would recommend this organizer to everyone.

Sincerely,
Lorraine LaRose
Mapleville, RI

"If You Need A Budget Solution
That Only Takes A Short Time To
Setup And A Few Minutes On Payday
To Maintain, You Must Have The
Complete Budget and Bill Organizer".

"Learn An Easy Way To Budget With Debt Elimination Your Ultimate Goal"

Are You Overwhelmed?

The Problem: If you have tried other budgets that have 15, 20 or even 50 different categories that you are required to keep up with everyday, you know it's next to impossible. You don't have time for that.

Budgeting can be overwhelming. It's hard to know what bills to put together in a category that will allow you to cover all of your bills and expenses and pay everything on time each month.

Most budgets only last a few weeks at most because of the enormous time and effort involved. Even if you only spend 15 to 30 minutes a day on your finances this is many hours a months that is completely wasted.

There Is An Easy Way To Manage Your Money!

The Solution: My New Organizer breaks these categories down to only 4 making it the easiest organizer available today. You spend a short time setting up your budget and bill organizer and then each payday you simply make a few entries and you are done until next payday.

You will see instantly that your organizer will save you time and make the job easier than you could have ever imagined. You will know the peace of mind that comes with knowing all of your financial obligations are covered and your future looks much brighter.

Other organizers simply give you a place to put your numbers without ever explaining what to do with them and how to optimize every dollar you make. The New Complete Budget and Bill Organizer answers all of your questions and is backed up by unlimited support.

:: Will I receive all of the forms and worksheets I need to do my budget?

Yes. In fact you will receive both printable forms and customizable calculating forms. The reason for this is simple. It will give you the option of managing your money the way you want to, either written on paper or conveniently on your computer.

The Organizer itself requires 5 forms to make setting up and maintaining your budget quick and easy. Here is a list of the forms:

  • Budget Worksheet,
  • Budget Form,
  • Budget Ledger,
  • Monthly Bill Summary Part 1
  • Monthly Bill Summary Part 2
But it doesn't stop there. You also receive 6 additional calculating forms that you can use for tasks like controlling your credit card spending, determining if a low cost loan would cut your monthly payments and save you money in interest charges, plus 3 more valuable cost cutting forms. Here is a list of the additional Calculating Forms you will receive:

  • Credit Card Pay Down Schedule
  • Credit Card Tracking Sheet
  • Credit Card Vs Low Interest Loan Comparison
  • Debt Reduction Table
  • Check Register and Reconciliation Form
  • Monthly Spending Log

:: Will your organizer help me cut my spending?

Yes, Again. It is a fact that most people spend 10% more money than they make. When you have your organizer set up you will be able to instantly see where you are spending your money and what you need to do to make the necessary cuts where you can while always protecting your necessary expenses.

:: I'm more interested in My Debt than Budgeting. Can Your Organizer Help Me Eliminate My Debt?

That's The Main Reason For This Organizer. In order to pay off your debts it is mandatory that you know at all times where you stand financially. This organizer will help you find money that you don't know you have and show you how to use that money to pay off that burdensome debt. In fact, the organizer includes a simple process that will show you how to pay off your debts in about half the time, saving you thousands of dollars in interest.

:: Budgets don't work for me. How can I be sure yours will?

Because It's Much Simpler! Most budgets are complicated and require entirely too much time to maintain. This is the chief cause of failure. When you only have 4 budgeting categories you will be spending much less time on your budget and you will eliminate the confusion and frustration you experienced before. Besides, with The New Complete Budget and Bill Organizer you will be able to contact me directly with any questions you have.

...And I am resting easy knowing that ALL ARE PAID (no phone calls this month! Yay)! This is going to change our life!

Dear Terry,

All I can say is WOW!

Last week I stumbled onto your website while looking for budget forms I could use to add some structure to our finances, and found the budget organizer or stretcher. I couldn't believe it was so afordable!!! I spent the last 2 days going over our personal finances and setting up a budget with my husband. This was actually fun!

We found money we didn't know we had for savings! And we are using a little extra to pay down our debt. We will have over 6 debts paid off by August paying one at a time (smallest to largest, paying extra on one until it is paid off, then adding that payment to the next debt in line). Yesterday I made payments on all our bills... And I am resting easy knowing that ALL ARE PAID (no phone calls this month! Yay)! This is going to change our life!

Thank you Thank you THANK YOU!
Sincerely,
Luella

This is what you get...

  • Brand New Easier Format (Access Pages Instantly)
    Just revised, this new format will save you a lot of time and make your budgeting experience as easy as it can possibly be.

  • Only Four (4) Spending Categories Making This The Easiest Budget Organizer Available
    No longer will you need to keep up with things like haircuts, gas for the car, school lunches and other expenses that take up so much of your time. These expenses are listed in a single category of your budget.

  • Detailed Yet Simple and Easy To Follow Instructions
    With this organizer you don't have to be a financial wizard to understand the terms used. It is written as if you have never tried to manage your money before. Each step is explained and examples given.

  • Click and Print Forms
    You will receive 5 print forms that you will use to setup your budget and organizer. These forms are simple to understand and come with complete instructions and examples.

  • 11 Redesigned Budget and Credit Card Calculating Forms
    I have just redesigned all of the calculating forms you will receive with your budget and bill organizer. These forms are easy to use, do all of the calculations for you and you can save them to your computer for quick access later. These budgeting spreadsheets were created in Exel. If you do not have Excel or a compatible program on your pc a link to download one free of charge is provided.

  • Over 250 Money and Time Saving Tips (10 Categories)
    This is just the beginning. Each category of tips has links to thousands of other ways for you to save both time and money.

  • Have Your Budget, Bills and Payment Schedules In One Convenient
    Location
    When you have your organizer setup everything will be together allowing you to work on your budget, find bills and receipts within seconds and file your paperwork easily.

  • Easily Pay Your Bills On Time Every Month
    One simple form for your budget will allow you to know at a glance what bills have been paid and what is left to be paid including the due dates. You will never miss or be late on a payment again.

  • Allows You To Identify Problem Areas In Your Budget and What Course Of Action To Take To Eliminate The Problem
    Sometimes it can be difficult to determine what is causing your money problems. With this budget you will be able to see exactly where the problem is and get the help you need to solve the problem

  • Properly Manage Your Checking Account To Avoid Overdraft Fees
    Overdraft fees can run around $35 for each check, not including the charges from the company that cashed the check. You will learn an easy way to avoid writing checks when the money isn't in your account to cover it.

  • Free, Unlimited Support
    When you order your Organizer from Budget Stretcher I will be here to answer any and all of your questions and concerns. You will have your own Personal Financial Adviser just a send click away! I will answer your email within just a few hours guaranteed. If you doubt that you are more than welcome to email me right now at tre2000@midwest.net.

  • And So Much More!
    The New Complete Budget and Bill Organizer is a comprehensive money management system. It is designed to make managing your money as easy as possible and allow you to spend your time doing more important things.

...yours is the first system (I am 51) that I could easily incorporate into my busy lifestyle and stick to

I want you to know that I am using your budget system, and have been for about a year. While I have always enjoyed working with numbers and payoff plans, yours is the first system (I am 51) that I could easily incorporate into my busy lifestyle and stick to. It has really helped me to feel in control of our finances! Thank you again!

Tricia, Arizona

That's Not All... If you order right now you will receive two (2) Amazing Bonuses that will make the job even easier:

    "How To Budget Successfully"

    Receive 36 Of My Original Articles To Give You Everything You Need To Budget Successfully Even If You've Tried Several Times and Failed! You can find these articles all over the internet but I has categorized them and used the same amazing software I used to develop the organizer To Make Them Available To You. You just click on an article and it opens instantly.

    "Credit Card Math"

    Have you ever wondered why you pay and pay and pay on credit cards and the balance never seems to go down? There is a very good reason for this! Credit Card companies figure their interest differently than regular loans.

    "Credit Card Math" will explain these differences in great detail and show you how you can get ahead of the Credit Card Companies and save a bundle. (Not Available In Macintosh Version)

Order Today And Get This Very Special Bonus
"The Bill Pay Management System"


Just Two Simple Forms

I have combined two of the Calculating Forms available in The Complete Budget and Bill Organizer to develop a simple way to make sure your bills are paid on time and that you never bounce a check again.

#1 - Your Budget Ledger

You simply set up your bills in the Budget Ledger in the order that they are due. You will be able to also list the amount you budget for this bill, how you pay the bill and the date and the amount paid. This ledger covers a 3 month period.

#2 - Your Check Register

Next, you go to the bottom of the page and click on the "Check Register" tab and you enter your payments and deposits just like you would in a paper register. The forms do the calculations for you. THIS WORKS GREAT WITH YOUR ONLINE BANKING WEB SITE!

Developed To Organize My Personal Bills and Checking

I have used dozens of methods to track my bill paying and checking account. None, really fit exactly what I needed and most were just to time consuming.

Since I developed The Bill Pay Management System I can tell instantly:
  • Which bills have been paid
  • Which bills are left to be paid for the month and
  • Exactly how much is in my checking account
I am only offering The Bill Pay Management System as a bonus for a limited time. Please don't miss this opportunity to get it free when you order "The Complete Budget and Bill Organizer"!


If You Believe That The Way You Are Managing Your Money Now Is Better Than My Budget and Bill Organizer Please Stick With What You Are Doing.

However, If You Are Struggling With Your Current System And Need Help, You Owe It To Yourself To Try The Complete Budget and Bill Organizer Risk Free.

100% No Questions Asked 30 Day Money Back Guarantee

My Guarantee is simple. If, for any reason (or for no reason at all), you are not completely satisfied with your Organizer, I will refund your entire purchase price within 30 days of purchase, No Questions Asked.

Ordering The Complete Budget and Bill Organizer is Easy and Safe Using My Secure Server.

You will get instant access to The Complete Budget and Bill Organizer and be ready to set it up in about two minutes from right now.


Order Now - Risk Free
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Order The Organizer For Your System
Your Price Today: $19.95
Windows Version

Your Price Today: $19.95
Macintosh Version



I am dedicated to your financial success. My Budget and Bill Organizer will make that a reality.

To Your Success!


Terry Rigg (AKA Grandpa Terry)
Author
The Complete Budget and Bill Organizer



P.S. Still not convinced? If you are having doubts about ordering please take a minute to consider the alternative. You obviously are looking for help with your money. I believe that you will not find another program that will provide so much at a price you can afford.



Hits Since 01/28/07