If you want a Budget that only takes a
couple of hours to setup and a few minutes
on payday to maintain, you have to have
The "New" Complete Budget and Bill Organizer.

If you've ever tried other budgets that have 15, 20 or even 50 different categories that you are required to keep up with everyday, you know it's next to impossible. You don't have time for that.

My "New" Organizer breaks these categories down to only 4 making it the easiest organizer available today. You spend 2 to 3 hours setting up your budget and then each payday you simply make a few entries and you are done until next payday.

Budgeting can be overwhelming. You will see instantly that your organizer will save you time and make the job easier than you could have ever imagined. You will know the peace of mind that comes with knowing all of your financial obligations are covered and your future looks much brighter.

Other organizers simply give you a place to put your numbers without ever explaining what to do with them and how to optimize every dollar you make. The New Complete Budget and Bill Organizer answers all of your questions and is backed up by unlimited support.

:: Will I receive all of the forms and worksheets I need to do my budget?

Yes. The Organizer requires 5 forms to make setting up and maintaining your budget quick and easy. You have the option of using print forms or calculating forms. Here is a list of the forms:

• Budget Worksheet,
  
• Budget Form,
  
• Budget Ledger,
  
• Monthly Bill Summary Part 1
  
• Monthly Bill Summary Part 2

But it doesn't stop there. You also receive 6 additional calculating forms that you can use for tasks like controlling your credit card spending, determining if a low cost loan would cut your monthly payments and save you money in interest charges, plus 3 more valuable cost cutting forms. Here is a list of the additional Calculating Forms you will receive:

• Credit Card Pay Down Schedule
  
• Credit Card Tracking Sheet
  
• Credit Card Vs Low Interest Loan Comparison
  
• Debt Reduction Table
  
• Check Register and Reconciliation Form
  
• Monthly Spending Log

:: Will your organizer help me cut my spending?

It is a fact that most people spend 10% more money than they make. When you have your organizer set up you will be able to instantly see where you are spending your money and what you need to do to make the necessary cuts where you can while always protecting your necessary expenses.

:: Budgets don't work for me. How can I be sure yours will?

Most budgets are complicated and require entirely too much time to maintain. This is the chief cause of failure. When you only have 4 budgeting categories you will be spending much less time on your budget and you will eliminate the confusion and frustration you experienced before. Besides, with The "New" Complete Budget and Bill Organizer you will be able to contact me directly with any questions you have.

This is what you get...

• Brand New Easier Format (Access Pages Instantly)
  Just revised in May 2006, this new format will save you a lot of time and make your budgeting experience as easy as it can possibly be.

• Only Four (4) Spending Categories Making This The Easiest Budget Organizer Available
  No longer will you need to keep up with things like haircuts, gas for the car, school lunches and other expenses that take up so much of your time. These expenses are listed in a single category of your budget.

• Detailed Yet Simple and Easy To Follow Instructions
  With this organizer you don't have to be a financial wizard to understand the terms used. It is written as if you have never tried to manage your money before. Each step is explained and examples given.

• Click and Print Forms
  You will receive 5 print forms that you will use to setup your budget and organizer. These forms are simple to understand and come with complete instructions and examples.

• 11 Redesigned Budget and Credit Card Calculating Forms
  I have just redesigned all of the calculating forms you will receive with your budget and bill organizer. These forms are easy to use, do all of the calculations for you and you can save them to your computer for quick access later.

• Over 250 Money and Time Saving Tips (10 Categories)
  This is just the beginning. Each category of tips has links to thousands of other ways for you to save both time and money.

• Have Your Budget, Bills and Payment Schedules In One Convenient
  Location
  When you have your organizer setup everything will be together allowing you to work on your budget, find bills and receipts within seconds and file your paperwork easily.

• Easily Pay Your Bills On Time Every Month
  One simple form for your budget will allow you to know at a glance what bills have been paid and what is left to be paid including the due dates. You will never miss or be late on a payment again.

• Helps Identify Problem Areas In Your Budget and A Course Of Action To Take To Eliminate The Problem
  Sometimes it can be difficult to determine what is causing your money problems. With this budget you will be able to see exactly where the problem is and get the help you need to solve the problem

• Properly Manage Your Checking Account To Avoid Overdraft Fees
  Overdraft fees can run around $35 for each check, not including the charges from the company that cashed the check. You will learn an easy way to avoid writing checks when the money isn't in your account to cover it.

• And So Much More!
  The New Complete Budget and Bill Organizer is a comprehensive money management system. It is designed to make managing your money as easy as possible and allow you to spend your time doing more important things.

...yours is the first system (I am 51) that I could easily incorporate into my busy lifestyle and stick to I want you to know that I am using your budget system, and have been for about a year. While I have always enjoyed working with numbers and payoff plans, yours is the first system (I am 51) that I could easily incorporate into my busy lifestyle and stick to. It has really helped me to feel in control of our finances! Thank you again! Tricia, Arizona