| IMPORTANT NOTE! If you are not directed immediately to the page to download your Organizer and bonuses contact me at tre2000@midwest.net and I will send you the download link asap. |
Here's What You Get With Your Budget and Bill Organizer:
When you order The Complete Budget and Bill Organizer you will receive it in a .exe file for Windows or a PDF file for Mac users. This file includes your step-by-step instructions for completing your budget and organizing your bills plus 35 How-To articles and 250 money saving tips.Don't forget your Two Amazing Bonuses that are designed to keep your money working for you without penalties or late fees.
Budget and Credit Card Calculating Forms
In addition you will receive 5 Print and 10 Calculating Forms for you to use to set up your personalized Money Management System.
Budget Stretcher Forms are simple and easy to use and they are Free. Each one is printable and serves a specific purpose in the Budgeting process. All you have to do is click on the forms's link to access the forms. Read the explanation of each form and see how the forms work together:
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Budget Worksheet Print & Calculating Form - In order to get everything down on paper in the rough, go to the Budget Worksheet. There you will find spaces with the categories listed at the top. Using the sample list at the bottom of the form, start entering your bills in the spaces provided with the amount of that bill next to it.
Budget Form Print & Calculating Form - When you feel certain you have entered everything on the Budget Worksheet, transfer this information to the Budget Form. This form is setup with five tables so that you can tell at a glance where you stand financially.
Budget Ledger Print & Calculating Form - This form is designed to ensure that you make all of your monthly payments on time every month. You simply list your bills in the order of the date they are due and mark them as they are paid. This form covers a three month period.
Monthly Bill Summary Print & Calculating Form - The Monthly Bill Summary is an alternate form for the Budget Ledger. It covers a one month period and you must have a new form each month.
Monthly Bill Summary 2 Print & Calculating Form - This form allows you to separate your bill payments by paycheck. It is very important that you have an equal amount coming out each payday to ensure you have enough money to cover your Household Expenses and Savings.
Check Register and Reconciliation Calculating Form - There aren't too many tasks that involve money that can add up charges faster than a disorganized checking account. With this form you can enter the exact same information as you would on a printed check register. It even has a special form where you can reconcile your checking account when you receive your bank statement. And it calculates the numbers for you.
| Credit Card Pay Down Schedule Calculating Form - This is one of the most valuable tools you can have if you have credit cards. When you enter your credit card name, balance and interest rate you can easily find out how much of your payment is going toward interest and principal and your new balance. You can enter different payment amounts to see how fast paying a little more will make the balance go down.
That is just the beginning. You can play with the form by entering different interest rates and payments to see how much difference they could make in your debt repayment or by getting another card with lower interest. You can even enter the month, up to 12, to track each credit card.
Credit Card Tracking Sheet Calculating Form - Here is where you can track what you owe on all of your credit cards combined. You simply take your statements each month, enter the name of the card, your beginning balance and how much you paid in interest and principal. The form will automatically calculate your new balance. When you have entered all of your cards you will be able to see if your credit card debt is actually going down.
Why just use this for Credit Cards? You don't have to. You can enter your mortgage, installment loans or any other debt you have and it will calculate all of it.
Credit Card vs Low Interest Loan Comparison Calculating Form - With loan interest rates at an all time low it is probably a good idea to at least consider consolidating your credit cards with a single low interest loan. But will you really save that much? With this calculating form you can enter your credit card interest rate and the interest rate you expect to get from a loan and it will calculate your savings instantly.
Debt Reduction Table Calculating Form - Would you like to do what the big debt reduction companies do. With this form you will be able to enter your information on all of your credit cards and watch as your debt is eliminated. You will easily see how paying a little more can make this happen even quicker. |
With "The Complete Budget and Bill Organizer" You Will Learn How To:
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 QUICKLY IDENTIFY WHAT IS CAUSING THE PROBLEM so that you can better understand what you need to do to solve it.
DRASTICALLY CUT YOUR MONTHLY EXPENSES to free up money for you to use to pay your bills, catch up on past due bills and start eliminating your debt.
PRIORITIZE YOUR SPENDING to make sure all of your must pay bills are covered in the event you can't pay everything.
PREVENT IMPULSE SPENDING that robs you of money you need to cover your bills, groceries and other essential spending.
ORGANIZE YOUR BILLS AND OTHER FINANCIAL PAPERWORK that will make the job of managing your money so much easier and prevent you from possibly paying a bill twice because of a lost receipt.
SYSTEMATICALLY PAY OFF ALL OF YOUR EXISTING DEBTS so that you can finally start reaping the rewards of that hard earned paycheck.
PROVIDE FINANCIAL SECURITY FOR YOU AND YOUR FAMILY so that can rest easy knowing your future plans, dreams and goals will be realized.
KNOW YOUR LEGAL RIGHTS WHEN DEALING WITH CREDITORS to prevent them from harassing or taking advantage of you if you get behind on your bill.
PREPARE FOR THE UNEXPECTED by preventing you from using your credit cards to pay for unplanned expenses and further deepening your debt obligations.
BUDGET WHEN YOUR PAYCHECK VARIES so that you will be able to pay all of your bills and expenses systematically and won't come up short of money when you receive a small paycheck.
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PROPERLY MANAGE YOUR CREDIT CARDS to prevent over spending and late fees so you can use that money for more important purposes.
SORT YOUR MONEY ON PAYDAY to make sure you can cover all of your bills and expenses each and every payday.
START A WORKABLE SAVINGS PROGRAM so you can meet or exceed your long and short term goals.
ELIMINATE OVERDRAFT FEES ON YOUR CHECKING ACCOUNT so that money too can be used for other, more important purposes.
INCREASE YOUR CREDIT SCORE AND BUILD YOUR CREDIT RATING to help you qualify for necessary loans and save thousands of dollars in interest charges.
PREVENT FILING BANKRUPTCY that can damage your credit rating for up to 10 years and prevent you from getting your family what they want and need.
DETERMINE IF LOAN CONSOLIDATION IS RIGHT FOR YOU to help you make an educated decision and be sure you are making the right choice.
USE YOUR PAYROLL DEDUCTIONS TO YOUR ADVANTAGE so that you can make sure you have enough to cover your tax obligation without giving the government a free loan.
BECOME A STAY-AT-HOME MOM if you have been longing to quit your job without hurting your lifestyle.
PAY YOUR BILLS ON TIME EVERY MONTH and never have to worry about the late fees and harassing phone calls.
ELIMINATE THE STRESS OF YOUR MONEY PROBLEMS so that you can start enjoying your life again and stop worrying about your bills
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BONUSES:
If you order right now you will receive two (2) Amazing Bonuses that will make the job even easier.
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"
The Bill Pay Management System"
Just Two Simple Forms
I have combined two of the Calculating Forms available in The Complete Budget and Bill Organizer to
develop a simple way to make sure your bills are paid on time and that you never bounce a check again.
#1 - Your Budget Ledger
You simply set up your bills in the Budget Ledger in the order that they are due. You will be able to also list the amount you budget for this bill, how you pay the bill and the date and the amount paid. This ledger covers a 3 month period.
#2 - Your Check Register
Next, you go to the bottom of the page and click on the "Check Register" tab and you enter your payments and deposits just like you would in a paper register. The forms do the calculations for you. THIS WORKS GREAT WITH YOUR ONLINE BANKING WEB SITE!
Developed To Organize My Personal Bills and Checking
I have used dozens of methods to track my bill paying and checking account. None, really fit exactly what I needed and most were just to time consuming.
Since I developed The Bill Pay Management System I can tell instantly:
- Which bills have been paid
- Which bills are left to be paid for the month and
- Exactly how much is in my checking account
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"The Quick-Find Filing System"
What To Keep, Where To Keep It And For How Long
If You've Ever Lost An Important File Or
Receipt You Already Know How Important It Is To Get Organized
This is the most complete guide to show you how to setup and maintain an organized filing system, know what files and documents you should keep, where to store them and how long to keep them. To this date, I haven't found another source that is as complete and comprehensive as this easy to read ebook.
In this eBook I'll show you how to...
- Save time by knowing where each piece of paper you get is supposed to go
- Know how long to keep each type of file to prevent problems later
- List your important documents and other possessions for insurance and other purposes
- Have your credit card and loan information handy whenever you need it
- Determine when is the right time to dispose of your files and documents
- know what should be kept indefinitely and where to keep it
- Make a complete Household and Safe Deposit Box inventory
- Have easy access to your important papers like your birth certificate, marriage license, will, adoption papers, health records, living will, stocks, bonds, deeds and more
- Know what files are active, inactive or permanent
- And the list goes on and on and on...
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I am dedicated to your financial success. My Budget and Bill Organizer will make that a reality.
To Your Success!
Terry Rigg (AKA Grandpa Terry)
Author
The Complete Budget and Bill Organizer
P.S. Still not convinced? If you are having doubts about ordering please take a minute to consider the alternative. You obviously are looking for help with your money. I believe that you will not find another program that will provide so much at a price you can afford.
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