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Newsletter to Your Friends (Use this link only if you receive this newsletter by email) Week of June 7, 2010This is an OPT-IN list ONLY! If you feel that you have received this message in error, please follow the directions at the bottom of this email to unsubscribe. Thank you.Click Here to view this newsletter online. Navigate This ColumnGrandpa Terry's Update Welcome to The Budget Stretcher! I received a link to a web site this week that lists 51 of the most helpful money sites on the internet. I would recommend taking a little time and visit some of them and bookmark the ones that you think might help you. Here's the link: 51 Blogs to Help You Better Understand How to Budget Penny, a member of Budget Stretcher sent me an excellent web site that shows gas prices all over the country. You can enter your zip code and get the prices in your area or on your route if you are traveling. Just for info here are the cities with the cheapest and most expensive gas. Beresford, SD $1.89 Death Valley, CA $4.23 Here is the link: MSN Gas Prices Gas price in Williamston, SC was $2.39 That's all for now. Remember, I really enjoy hearing from you folks. If you have any comments, complaints, suggestions or just want to say Hi, please send me an email to tre2000@midwest.net If you know someone that may be interested in subscribing to our newsletter just copy and paste the below link into an email to them and have them subscribe: http://www.homemoneyhelp.com/confirmsubs.html Have a great week, Grandpa Terry Sponsor AdvertisementAre you frustrated trying to get by on the money you make? Would you like to get a good view to where all your money is going? Would you like to start saving your money, or save even more? Looking for something easier then software like Quicken or Money? Would you like to teach your children about finance? Click Here to check out My Budget Planner Today Grandpa Terry's Tip of the WeekWhat if I also said that it works every time it's tried? What if it didn't require that you take out a loan? What if I told you that you qualify no matter how bad your credit is? What if I told you that you could have a credit score of 750 in less than one year? There is only one draw back. This secret would cost you $500 and you would only have 1 week to pay it or lose this opportunity. One other little glitch. You can't borrow the money. You have to come up with the cash. Think about it! Could you come up with the $500 to pay for this Secret? This is a once in a lifetime opportunity and you don't want to miss it. Where will the money come from? If you haven't figured it out by now, there is no Secret way for you to solve your money problems for $500 or any other amount. If there was I would have sold it to you long ago. The point of this tip is that all of the magic ways you see on the web, on TV, or in the newspaper that promise to solve your money problems instantly can't deliver on that promise. Even if you qualify for a loan consolidation you are going to be paying for years. And, what's to say that you won't accumulate more debt on top of that loan. Paying off your debt and paying your bills on time is a step-by-step process. Step 1. Identification This is where you identify what your goals are for you and your family's future. It also includes discovering what problem areas you have with the way you are currently managing your money. Once you have this step conquered you are well on your way to understanding what to do next. Step 2. Organization By accomplishing this step you will completely eliminate the confusion about how to manage your money. Step 3. Elimination No matter what your current financial situation you would be better off if you didn't have your debt robbing you every month with interest charges and in some cases late fees and penalties. We would all like for someone to offer us an instant solution to our money problems, but it doesn't work like that. It takes time and discipline to get the job done. How much time is up to you. If you get started right now you could realistically be out of debt in as little as 10 years if you include a mortgage, much less if you don't have a mortgage. Take the time to use the resources offered by Budget Stretcher and other money management web sites that can make the task much easier. Sponsor AdvertisementPaying highest-interest debt first is the SLOWEST way out ... You can laugh at money worries - if you follow our simple plan. Discover savvy consumer money secrets your friends don't know and banks won't tell you. Limited time only. ACT NOW: ///////////////////////////////////////// Grandpa Terry's EmailThe York Hospital, York, Pa will give a 10% discount if you pay in full by the due date. You need to call and pay over the phone, either by check or credit card. If you pay online, you do not get the discount. This information is not printed on their statement. I always put the amount due on my credit card which gives me an additional 20 or 30 days to pay and get another 1% back (I always pay the credit in card in full.)Grandpa Terry, If you would like to know gas prices for anywhere in the United States, then this is the website to use. I got this link when gas prices soared to record highs last summer and hadn’t checked it in a while. I just got done checking gas prices not only in my city, but I also know what my family in California and in the Carolina’s are all paying for gas prices. All you do is type in a zip code and it gives you a map of all gas stations in that area, complete with addresses, average prices for that area, and the highest and the lowest gas prices for that area. Very informative. P.S. As of today the cheapest gas prices in the United States are in Canton, OH where you can pay $2.15 per gallon. The highest prices are in Death Valley, CA where you will have to pay a whopping $4.23 per gallon. This may help some of your subscribers plan their summer vacations. You can see that the link is a msn website, which not only means that it is a well known and trustworthy site, but also that you will gain a lot of information from this site. I can guarantee you will be amazed by this one. Thank you for all the wonderful tips you have provided to me, I hope my input proves to be useful for yourself and other subscribers, Penny Clabaugh MSN Gas Prices Featured ArticleBy Kathy Wilson Every parent, whether they work at home or outside the home, needs inexpensive summer kids activities to keep the little ones busy. These days, saving money when vacations and camps are not in the budget can be a challenge. Here are some great summer kids activities to keep your munchkins occupied, that are low cost or even free! Plan a bike ride where the kids map out the route you are going to take, plan and pack a picnic lunch and do maintenance on their bikes before the ride. Great fun and teaches them responsibility and planning skills. Create an obstacle course in the backyard. Use everyday items such as chairs, lumber for balance beams, sprinklers to jump over, or chalk to draw courses on pavement or sidewalks. Older kids can take turns designing new obstacle courses. Invite the neighborhood kids! Take a group of kids to a park or playground, and play water war! Provide inexpensive paint buckets full of water for each team, and each child an inexpensive squirt gun. Team members can only fill at their assigned water bucket. This is great if you have a park with lots of trees or obstacles to hide behind. Make sure you bring towels! Have “Summer Christmas’. Have the kids plan a modified holiday meal, and have each one make a present for another member of the family. This can be done by drawing names to keep things fair. The rule is that the present must be completely hand made with things around the house. Have them share the presents at the holiday meal. Better yet, have the holiday meal on a blanket outdoors! Give the kids some cardboard and some markers and have them create their own board game. Get them started by talking about common board games they are already familiar with and help them come up with a theme and a final objective. Once they perfect the game, they can make a more permanent version with paint and plywood. Who knows, it might become a family tradition that lasts for years! Pick up a bucket of sidewalk chalk and let the kids design a whole city on the driveway. They can include everything from the town park to the gas station, and draw streets to follow through the town. Have a movie marathon for those days when its too hot to be outdoors. Let every child pick a fav movie, set up the living room with plenty of pillows, and make sure there are lots of snacks! Make a big deal about setting up an “Intermission’ table with pretzels and dip, popcorn etc…and make sure to call an extra special intermission session for ice cream! Inexpensive summer kids activities are not only easy on the budget, but inspire kids to get away from the video games and make some memories. With a little guidance from Mom or Dad, summer fun doesn´t have to cost a fortune, and its time we all remember what summer is for! For free ideas for women learning to make money on the internet, visit Kathy at http://www.women-on-the-net.com . Also visit her at www.TheBudgetDecorator.com . |
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