Powered by YourMailinglistProvider.com
This is an OPT-IN list ONLY! If you feel that you
have received this message in error, please follow
the directions at the bottom of this email to
unsubscribe. Thank you. This email contains
advertisements to help support Budget Stretcher.
*************************************************
The Budget Stretcher
Week Of: June 26, 2006
AOL Users Please Visit Online
*************************************************
Budget Stretcher Premium - Tired of the Ads and Popups?
Get our Ads Free Service Today. Check out our Premium
Service by Visiting Your Subscriber Benefits Page:
(Now Priced At Only $9.56 1st Year/$5.95 yr to renew!)
*************************************************
Grandpa Terry's Quips
Tip #4 - Be sure to reconcile your checking account statement
each month. Skip one, and you will know what I mean.
*************************************************
~~~~~~~~~~~~~~~~~~Support Our Sponsors~~~~~~~~~~~~~~
BUDGETING: Just how effortless can it really become?
Could it become so simple, so routine and so effortless
that you don't even know you're on a budget? Yes, it can...
and so much more. Here's how:
~~~~~~~~~~~~~~~~~~~~End Advertisement~~~~~~~~~~~~~~~~
*************************************************
***What's Inside***
Money Saving Tip
Subscriber's Tip of the Week
Coupon Savings
Grandpa Terry's Update
Credit Card Information
Grandpa Terry's Tip of the Week
Site of the Week
Grandpa Terry's Email
This Week's Articles
Special Recipe - Just Cooking Tips
*************************************************
Subscriber Tip
And now, I have a question that I would love to hear
opinions from you, and our readers.
I'm curious about what people's thoughts are on membership
clubs. I have a Sam's Club membership, and I use it for
certain things, including buying prescriptions, electronics,
and photo lab work, but I don't use it for everything. I
have a friend who, like me, lives alone. She lives in a
very small home, with very little cabinet and storage space.
She uses her Sam's membership to buy super sized jugs of
laundry detergent, huge packages containing twelve rolls of
paper towels, huge tubs of butter, bags of chips big enough
to feed an army, etc, and then has trouble finding a place
to put it all. She often gives stuff away, because she
doesn't have room for it. She also buys a considerable amount
of meat, in the Sam's meat department.
Now...my home, is twice the size of hers. In addition to
plenty of cabinet space, and linen closets, I have a pantry,
and I have a side-by-side refrigerator, and an upright
freezer, and I would have no place to put all this stuff,
therefore, making it NOT cost effective to buy in bulk for
myself.
Also, I have found the meats at the membership clubs, to be
more expensive than the grocery store. Yes, sometimes the
cuts are larger, but when you live alone, that is not really
a valid point. I do buy the family packs of meats at the
grocery store, and individually package them for my freezer.
I would spend more at Sam's for a pack of six pork chops,
than I would spend at the grocery store for the same thing.
I do a lot of shopping at The Dollar Tree. I can get a bag of
Lays chips, a 6-pack of Shasta cola, a bar of Dove soap, a box
of Friskies Cat Food, a tube of Colgate toothpaste, a box of
Frosted Mini Wheats, a roll of Select-a-size paper towels, a
pack of Energizer batteries, 2 American Greetings greeting
cards, and a helium filled Mylar balloon, for ten dollars. Who
can beat that?
Suzy
All you have to do is submit a "Subscriber Tip" and
if it appears in The Budget Stretcher you will get your
choice of either The Complete Budget and Bill Organizer
Download or 10 of my Budget and Credit Card Calculating
Forms.
Please use the form available at:
*************************************************
Coupon Savings
by Michelle Jones
Have you been tossing away those restaurant coupons that
come in the mail to most U.S. cities mid-week? If so,
start clipping them out and tuck them away in your wallet
(not all of them, just the individual ones you think you
might be able to use) so the next time you're at one of
those restaurants you'll have the coupons with you. The
average restaurant coupon (including fast food) saves
$5.00 on dinner for two or more so that's a savings of $260
a year if you use just one coupon each week. If you eat
out 2 or 3 times per week the savings could amount to
$520.00-$780!!!
Save hundreds of dollars on your groceries each month, with
or without using coupons! Read more of Michelle's FREE
*************************************************
Grandpa Terry's Update
Welcome to this week's issue of our newsletter. I
hope this finds everyone doing well.
It's been a light week this week. I guess you all are
pretty busy with your summer activities. I really
hope your are enjoying yourself.
It's beginning to look like our winner for the contest
isn't reading the newsletter and is about to miss out
on $75. They only have 5 days. Next month it will be
worth $100 to the lucky winner if they don't respond by
June 30, 2006.
Thanks to all of you that ordered "The "New" Complete
Budget and Bill Organizer" in my recent special that
ended June 15th. If you missed the special offer you
can still save on the Organizer just by being a subscriber.
I have cut the price by 20% on all my products for
subscribers. You can order the Organizer everyday now
for only $7.96. Just visit:
By the way, I just make the above page a lot quicker to
load by removing the header. You may want to check it
out for yourself.
That's all for now. Remember, I really enjoy hearing from you
folks. If you have any comments, complaints, suggestions or
just want to say Hi, please send me an email.
If you know someone that may be interested in subscribing to our
newsletter just have them visit:
All the best,
Grandpa Terry
*************************************************
~~~~~~~~~~~~~~~~~~Support Our Sponsors~~~~~~~~~~~~~~
Online Shopping Secret
There's a secret to Discount Shopping Online
that EVERY Online Retailer knows that YOU
DON'T, and it's COSTING YOU MONEY! Now, this
secret is revealed! Learn how-to get MASSIVE
discounts on EVERYTHING you buy, and MAKE
EVEN MORE MONEY to boot! You Must Visit:
~~~~~~~~~~~~~~~~~~~~End Advertisement~~~~~~~~~~~~~~~~
*************************************************
Credit Card Information
Credit Card Basics
*************************************************
Grandpa Terry's Tip of the Week
I thought you may need something to keep the kids busy
this summer. Here is an article that may keep them
out of your hair for a few hours!
Internet Resources for Kids
By Kimberly A. Griffiths
If you have a child that likes to use the Internet, why
not share websites that will be a learning experience.
Depending on the age of your child, there are online
programs dedicated to learning. Here are some safe, fun,
and free educational sites for your child to try:
museum of art, science and human perception, and won the
2002 Webby Award for Education.
artwork tools, and games children 12 years and younger.
Within the site, there are over 2,000 kid-friendly website
links, as well.
designed especially for children 10 years and up. The
children's portion of the site has an interactive program
for kids to design their very own website.
all ages who are interested in learning about travel and
other cultures.
has a plethora of research tools to help finish that last
minute school report. There even is even an interactive
Merriam-Webster Dictionary link.
both adult and kid versions of their online magazine.
national kid-friendly report, '239 Good Ideas from 239
Cities' - packed full of programs and projects and home
grown in America's cities - offers great opportunities to
make our nation a more kid-friendly place.
National Wildlife Federation.
inspiring students to pursue learning in science, match,
and technology through exploration and discovery.
About the Author: Kimberly A. Griffiths is the author of
One Paycheck at a Time (Booklocker.com, 2003),
workbook containing budget management exercises for an
entire year of paychecks. Griffiths has been through the
vicious cycle of debt herself and provides a system to
managing your money paycheck to paycheck. You customize
the journal based on your pay schedule and learn the
necessary tools for making ends meet. This article is
intended for educational purposes only and it should not
be interpreted as financial advice. For advice that is
specific to your circumstances, please consult your tax
and financial advisor.
************************************************
Subscriber Contest
Is This Your Email Address?
If your email address begins with
tntsmith1974
and you signed up on
May 11, 2006
you are the winner of a $75 Walmart gift card
or $75 cash paid through PayPal (Your Choice)!
To claim your prize, just send me an email
using the email address below. Please include
your first name and whether you want the Walmart
Card or Cash via PayPal. I will get back to you asap
with the details.
You must respond by June 30, 2006 to win.
***********************************************
Site of the Week
Dollar Stretcher
*************************************************
Grandpa Terry's Email
Hi Terry
First- Let me wish you a Happy Father's Day! 2nd-
I am STILL thoroughly enjoying the newsletter!! 3rd-
for the tip about the purse- yes the tip about the
child seatbelt is good- unless you need to hook your
child in- then it would be dangerous to attach anything
to the same belt. What I like to do is put my purse in
the cart under where your child sits. It is out of the
way and safe from thieves- after all - you don't need it
until you've unloaded your groceries anyhow in order to
pay. This also keeps sticky little hands out of mommy's
fun things! Have a great week !!
Crystal
----------
This is in addition to the purse clip idea.
When in a vehicle a purse should always be secured. In the
event of an accident it becomes a deadly projectile. Also
even in a minor accident all of your personal items could
be strew all over. You would lie to think a person would not
take advantage of such a situation ,but it s a fact. A
loose wallet card ,etc,is an invitation .Then how long after the
initial shock of the accident are you going to realize it is
gone.
I usually wear one of the fanny packs facing front, and in the
times I need a purse I strap it in with me . Using my seat belt
through the handles.
----------
My purse tip......I take my envelope of coupons out of my purse
and put on the child's seat......the purse is closed and
put in the basket...right under the seat. Then I proceed to
pile the groceries in front of it.....it gets packed in and
buried until I check out.....it is safe from thieves there....
......no temptation for anyone to steal it.
Jan
----------
As far as securing my purse in the shopping cart. It is
my first item placed in the back of the bottom. Then I
pile my groceries on top. If they want it, they gotta
dig in and look for it.
Paula
*************************************************
Subscriber Tip
Here is my budget-stretcher tip:
Shop the local farmer's market! This is my favorite
time of the year for fresh fruits and vegetables!
Local produce is in abundance and I can buy it at the
peak of flavor and serve it before it goes to waste.
It's perfectly OK to buy two pounds of strawberries
that are at the height of flavor, because they will
make a wonderful shortcake for dessert that evening.
At the grocery they would have cost lots more, probably
tasted less fresh, and there would have been some left
over to sit around and spoil in the fridge.
Another thing I do is take my extra produce to church.
We always have a "meet and greet" time before church and
we enjoy sharing and trading our extras with others.
It's a nice way to get a great variety of fresh food
without spending a cent!
Norma Jean in Virginia
************************************************
~~~~~~~~~~~~~~~~~~Support Our Sponsors~~~~~~~~~~~~~~
Want a safer, healthier home? Want to save time and money?
Over 10,000 Frugal Tips and Articles
Are you looking for ways to economize? ThriftyFun.com
publishes tips in a variety of categories, from food to
home improvement. We encourage reader's requests and
participation. Come join the discussion at ThriftyFun.com
and view over 10,000 tips and articles to save you money
and time!
~~~~~~~~~~~~~~~~~~~~End Advertisement~~~~~~~~~~~~~~~~
*************************************************
Budget Stretcher Partners
At Home Parent
Frugal Folks.com
Frugal-Families.com
Tidbits from the Pantry
Abbys Good Stuff for Free
Diva Tribe
Free Credit Card Reviews
*************************************************
Subscriber Tip
4 ingredient PEANUT BUTTER COOKIES
1 cup peanut butter (any type)
1 egg,
1 tsp. vanilla
1 cup sugar or splenda
Mix shape into walnut size balls & drop on ungreased
cookie sheet. Bake 350 degrees 12 minutes or until
lightly brown. Delicious & easy
Syl
************************************************
~~~~~~~~~~~~~~~~~~Support Our Sponsors~~~~~~~~~~~~~~
Credit Card Debt Driving You Crazy?
Make Getting Out of Debt Your New Year’s Resolution in 2006
Sign up now for our FREE "5 Simple Tips For Getting Out Of
Debt Faster & Saving A Ton Of Money!" email course. Learn
how I paid off all my credit card bills in less than 2 years
and saved myself $9,937 - without filing bankruptcy - using
a little-known strategy called debt negotiation!
The course is FREE & there’s no obligation, so sign up now!
~~~~~~~~~~~~~~~~~~~~End Advertisement~~~~~~~~~~~~~~~~
*************************************************
This Week's Article Links
Just click the links to view the articles
Your Checking Account
By Terry Rigg
Survey: Most Americans fail the emergency-fund test
By Laura Bruce • Bankrate.com
New credit score now online
By Joanna Glasner • Bankrate.com
To read more articles visit:
************************************************
Take Advantage of your Budget Stretcher Subscriber
Benefits Visit:
Visit Your Budget Stretcher Forum
Budget Stretcher Subscriber Benefits Page
The Complete Budget and Bill Organizer
Budget Forms
Visit Your Forum
Join These Groups
A_Simple_Life
Frugal-Folks
FrugalMomsNews
FunOnABudget
************************************************
~~~~~~~~~~~~~~~~~~Support Our Sponsors~~~~~~~~~~~~~~~
Samples for free - over 1500 to choose from
Free 1500 samples
Samples of candy, food and other items
Free candy samples, pet samples, + others
~~~~~~~~~~~~~~~~~~~~End Advertisement~~~~~~~~~~~~~~~~
************************************************
Special Recipe
Just Cooking Tips
Instead of a recipe I'm going to list a few of the
great tips you will find in the cookbook "Not Just
Beans".
~~Reuse squeezable mustard bottles by washing and
filling with icing for cakes.
~~When a cake recipe calls for flouring the baking
pan, use a bit of the dry cake mix instead. No
white mess on the outside of the cake.
~~Make heart-shaped cupcakes by placing a marble
in between the muffin tin and muffin liner. Fill
half full and bake as usual.
~~Brush beaten egg white over pie crust before
baking to yield a beautiful glossy finish.
This recipe compliments of The Best Cookbook Anywhere
************************************************
Everyday Savings
These Tips provided by The Frugal Shopper
Please show your appreciation for these great
tips by visiting this site.
Check out The Frugal Shopper's Best Deals at:
************************************************
Contact Information:
Budget Stretcher
1203 Madison 228
Fredericktown, MO 63645
FAX: 573-783-5982
*************************************************
Disclaimer: This newsletter is only intended to provide
information on proper money management. Budget Stretcher
or Terry Rigg can not accept responsibility for any injury or
damage that may be caused to yourself, others, or
property when following any advice given.
|