The FREE Budget Stretcher Newsletter
July 2, 2007



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    Week Of: July 2, 2007
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    For the next few weeks I'm going to give away an ebook each
    week.  All you have to do is click on the below link and the
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    Profitable Crafts Vol 1

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    ***What's Inside***

    Free Ebook Download
    Subscriber's Tip of the Week 1
    Coupon Savings
    Grandpa Terry's Update
    Credit Card Information
    Grandpa Terry's Tip of the Week
    Site of the Week
    Grandpa Terry's Email
    Subscriber's Tip of the Week 2
    Subscriber's Tip of the Week 3
    This Week's Articles
    Special Recipe - Peachy Pork Chops
    Everyday Savings from http://www.thefrugalshopper.com

    Watch for next week's newsletter featuring:
    6 steps to credit card serenity

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    Subscriber Tip

    A great website to get tons of free stuff, is

    They also have a real nice newsletter that comes out several
    times a week. And don't miss the coupon pages!

    Charlotte

    All you have to do is submit a "Subscriber Tip" and if it
    appears in The Budget Stretcher you will get your choice of
    either The Complete Budget and Bill Organizer Download or 10 of
    my Budget and Credit Card Calculating Forms.

    Please use the form available at:


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    Coupon Savings
    by Michelle Jones

    One of the things I love the most about using grocery coupons
    is learning about new products that have just come out on the
    market each month. Sometimes I'll clip a coupon in a hurry and
    actually go back to the advertisement page to get more
    information. And the more information the advertiser provides
    about their new product the better! If I still haven't been able
    to convince you to start saving with coupons yet maybe you might
    at least be interested in this added bonus. Just browse through
    the coupon inserts in your Sunday newspaper each week and have
    some fun. And you never know, you might just find a few great
    coupons you can use while you're there! ; o)

    Save hundreds of dollars on your groceries each month, with or
    without using coupons! Read more of Michelle's FREE grocery

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    Grandpa Terry's Update

    Welcome to The Budget Stretcher!

    I would like to remind you that the use of any tips in this
    newsletter or any place else should be used with caution and
    your better judgment must prevail.  There is absolutely no
    way each and every tip can be checked to make sure that it
    doesn't cause any harm.

    I mentioned in last week's newsletter that I had to install a
    tub and shower in my house over the weekend.  The project is
    done and it actually turned out pretty good.  I still have some
    trimming to do but I'll get to that.  Now if I could just get
    all of the aches and pains I still have from that project under
    control.

    Do you check your credit card statements to make sure you are
    not charged for things you didn't purchase?  My credit card
    article this week explains just one reason that you must check
    them every month.

    I would like to try something a little different for the next
    few weeks.  If you have a favorite recipe you would like to
    share please send it to me and I will try to get it in the
    newsletter.

    That's all for now. Remember, I really enjoy hearing from you
    folks. If you have any comments, complaints, suggestions or just
    want to say Hi, please send me an email to

    If you know someone that may be interested in subscribing to our
    newsletter just have them visit:


    Have a great week,
    Grandpa Terry

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    Credit Card Information

    $1 on Your Credit Card Can Cost You Thousands
    By Jeremy Simon

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    Grandpa Terry's Tip of the Week

    My buddy Ken sent me a list of tips that I think you will find
    interesting and helpful.  I thought I had seen this list before
    so I did a search of my web site and found it in a newsletter
    dated November 2002.  I think it's safe to say that most of you
    may not have seen this before.

    THINGS TO KNOW
    1. Budweiser beer conditions the hair.
    2. Pam cooking spray will dry finger nail polish
    3. Cool whip will condition your hair in 15 minutes
    4. Mayonnaise will KILL LICE, it will also condition your hair
    5. Elmer's Glue - paint on your face, allow it to dry, peel off
    and see the dead skin and blackheads if any
    6. Shiny Hair - use brewed Lipton Tea
    7. Sunburn - empty a large size Nestea into your bath water
    8. Minor burn - Colgate or Crest toothpaste
    9. Burn your tongue? Put sugar on it!
    10. Arthritis WD-40 Spray and rub in, kill insect stings too
    11. Bee stings - meat tenderizer
    12. Chigger bite - Preparation H
    13. Puffy eyes - Preparation H
    14. Paper cut - crazy glue or Chap Stick (glue is used instead
    of sutures at most hospitals)
    15. Stinky feet - Jell-O!
    16. Athletes feet - cornstarch
    17. Fungus on toenails or fingernails - Vicks vapor rub
    18. Kool aid to clean dishwasher pipes. Just put in the detergent
    section and run a cycle, it will also clean a toilet. (Wow, and we
    drink this stuff)
    19. Kool Aid can be used as a dye in paint also Kool Aid in Dannon
    plain yogurt as a finger paint, your kids will love it and it won't
    hurt them if they eat it!
    20. Peanut butter - will get scratches out of CD's! Wipe off with
    a coffee filter paper
    21. Sticking bicycle chain - Pam no-stick cooking spray
    22. Pam will also remove paint, and grease from your hands!? Keep a
    can in your garage for your hubby
    23. Peanut butter will remove ink from the face of dolls
    24. When the doll clothes are hard to put on, sprinkle with corn
    starch and watch them slide on
    25. Heavy dandruff - pour on the vinegar!
    26. Body paint - Crisco mixed with food coloring. Heat the Crisco
    in the microwave, pour in to an empty film container and mix with
    the food color of your choice!
    27. Tie Dye T-shirt - mix a solution of Kool Aid in a container,
    tie a rubber band around a section of the T-shirt and soak
    28. Preserving a newspaper clipping - large bottle of club soda
    and cup of milk of magnesia, soak for 20 min. and let dry, will
    last for many years!
    29. A Slinky will hold toast and CD's!
    30. To keep goggles and glasses from fogging, coat with Colgate
    toothpaste
    31. Wine stains, pour on the Morton salt and watch it absorb into
    the salt.
    32. To remove wax - Take a paper towel and iron it over the wax
    stain, it will absorb into the towel.
    33. Remove labels off glassware etc. rub with Peanut butter!
    34. Baked on food - fill container with water, get a Bounce paper
    softener and the static from the Bounce towel will cause the
    baked on food to adhere
    to it.? Soak overnight. Also; you can use 2 Efferdent tablets,
    soak overnight!
    35. Crayon on the wall - Colgate toothpaste and brush it!
    36. Dirty grout - Listerine
    37. Stains on clothes - Colgate
    38. Grass stains - Karo Syrup
    39. Grease Stains - Coca Cola, it will also remove grease stains
    from the driveway overnight. We know it will take corrosion from
    car batteries!
    40. Fleas in your carpet 20 Mule Team Borax- sprinkle and let
    stand for 24 hours. Maybe this will work if you get them back
    again.
    41. To keep FRESH FLOWERS longer Add a little Clorox, or 2 Bayer
    aspirin, or just use 7-up instead of water.
    42. When you go to buy bread in the grocery store, have you ever
    wondered which is the freshest, so you "squeeze" for freshness
    or softness Did you know that bread is delivered fresh to the
    stores five days a week Monday, Tuesday, Thursday, Friday and
    Saturday. Each day has a different color twist tie.

    They are:
    Monday = Blue,
    Tuesday = Green,
    Thursday = Red
    Friday = White and
    Saturday = Yellow.

    So if today was Thursday, you would want red twist tie; not
    white which is Fridays (almost a week old)! The colors go
    alphabetically by color Blue- Green - Red - White - Yellow,
    Monday through Saturday. Very easy to remember. I thought this
    was interesting. I looked in the grocery store and the bread
    wrappers DO have different twist ties, and even the ones with
    the plastic clips have different colors. You learn something
    new everyday! Enjoy fresh bread when you buy bread with the
    right color on the day you are shopping.

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    Site of the Week

    The Frugal Life

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    Grandpa Terry's Email

    Four years.........in internet time that is forever isn't it?? :)

    Great newsletter, it isn't Sunday without it around here.

    Keep up the great work!!!

    Sue

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    Subscriber Tip

    We use liquid soap in bathrooms as the bar soap is just too
    messy with so many little fingers in our home.  To save money
    on liquid soap, we purchase foam dispensers and refill with
    our own soap (we usually use dish soap).  The ratio of soap to
    water is somewhere around 1 part soap to 8 parts water (give
    or take).  The dispenser that I like for bathroom use is the
    Kandoo, as they last through more refills than other
    dispensers we've tried.  I also like the new Dawn foam dispenser
    for the kitchen.  Once it's empty, we just refill with our own
    soap.  I've also started using a foam dispenser for the kids'
    body wash/shampoo.  We go through so little liquid soaps now!

    Gina

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    Subscriber Tip

    Put a rubber band around the neck of the hand soap dispenser.
    This way, when pushing the top to get soap, the dispenser
    doesn't release as much soap. You WILL receive enough soap to
    wash your hands thoroughly and you WILL save money on the
    soap. You may also add some water to the soap inside the
    dispenser.

    Stacie

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    lending officer, or operate a credit organization, we encourage
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    readers.


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    This Week's Article Links

    Just click the links to view the article

    Credit scores made simple
    By Leslie McFadden " Bankrate.com

    Using credit card for overdraft protection
    By Dana Dratch • Bankrate.com

    Family Budget for Emergencies.  Do You Have a Savings Plan in Place?
    By Denise Oliveri

    To read more articles visit:

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    Special Recipe

    Peachy Pork Chops

    4 pork chops
    1/2 cup peach jam
    1 Tbsp. vinegar
    1 1/2 tsp. mustard
    1/2 tsp. Worcestershire sauce
    dash Tabasco

    In a frying pan brown meat and cook until done.
    Combine rest of ingredients, heat in a saucepan
    and serve over meat.

    This recipe compliments of The Best Cookbook Anywhere

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    Everyday Savings

    These Tips provided by The Frugal Shopper

    Please show your appreciation for these great tips by visiting
    this site.

    ~~Spray the inside of a mayonnaise jar white. Store
    it in the refrigerator as a hiding place for money
    or valuables.

    ~~Put a metal spoon into a glass before pouring in
    any hot liquid - this will prevent the glass from
    cracking.

    ~~Soak a cloth in carbonated water and wrap around
    a rusty bolt and leave for a few minutes. The bolt
    should loosen right up.

    ~~Tip for stamp collectors: Place the envelope in
    the freezer for a few hours. You'll then be able to
    easily lift the stamps off with a pair of tweezers.

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    Contact Information:
    Budget Stretcher
    1203 Madison 228
    Fredericktown, MO  63645
    FAX:  573-783-5982

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    Disclaimer:  This newsletter is only intended to provide
    information on proper money management.  Budget Stretcher or
    Terry Rigg can not accept responsibility for any injury or
    damage that may be caused to yourself, others, or property when
    following any advice given.