The FREE Budget Stretcher Newsletter
November 24, 2003



Subscribe To
"The FREE Budget Stretcher Newsletter!"
And Get A Bunch Of FREE Stuff Like:

  • Weekly Newsletter

  • Free Downloads

  • Discounts

  • Free Email Course

  • Calculating Budget Form
  • Fill In Your Email Address To Subscribe
    Unsubscribe

    Subscriber Address Change

    Powered by YourMailinglistProvider.com



    This is an OPT-IN list ONLY!  If you feel that you
    have received this message in error, please follow
    the directions at the bottom of this email to
    unsubscribe.  Thank you.

    *************************************************

    The FREE Budget Stretcher Newsletter
    Week Of: November 24, 2003
    AOL Users Please Visit Our Newsletter Online

    *************************************************

    ~~~~~~~~~~~~~~~~~~Sponsor Ad~~~~~~~~~~~~~~

    --Have Your Cookies and Eat Them Too--

    Skip the mall and go straight to the kitchen to
    bake homemade gifts...nearly 50 mouth-watering
    recipes...the heartwarming original short story
    "The Giving Christmas Cookie" plus other tales
    of Christmas cheer...all guaranteed to delight
    every person on your Christmas list! Buy CHRISTMAS
    COOKIES ARE FOR GIVING,


    ~~~~~~~~~~~~~~End Advertisement~~~~~~~~~~~

    *************************************************

    Fun Money Facts

    How did the words "In God We Trust" come to appear
    on our currency?

    Find out at:

    *************************************************

    ***What's Inside***
    Fun Money Facts
    Grandpa Terry's Update
    Grandpa Terry's Tip of the Week
    Freebie Site of the Week
    This Week's Articles
    Valuable Links List
    Special Recipe - Pumpkin Pie
    Everyday Savings

    *************************************************

    Subscribers Tip of the Week

    I have 4 dogs, 2 cats, and a cockatiel in the house;
    and we use Febreze in all our vehicles.  So, my
    family uses a lot of Febreze.  The Dollar General
    Refill size equivalent is $2, compared to the Febreze
    Refill for $7.99 at Wal-Mart.  I can get four bottles
    at DG for the same price as Wally World; and it works
    just as well.  It's even cheaper than the mixes I've
    found on the internet and no mess!

    Penny

    Please send an email to mailto:tre2000@midwest.net
    if you would like to receive this information.

    For submitting the Subscriber Tip of the Week
    Penny has received access to my ebook "Living
    Within Your Means - The Easy Way".  If you have
    tips to share you could be a winner too.  Please

    *************************************************

    Grandpa Terry's Update

    Welcome to this week's issue of our newsletter.

    I would like to wish all of you a very Happy
    Thanksgiving.  I sincerely hope that you will
    enjoy yours as much as I plan to enjoy mine.

    I would also like to thank each one of you that voted
    and sent your comments about my new web site.
    Your input played a large part in the final
    product.

    I won't be loading the new site on the web for
    a couple of days but I would like to give you a
    sneak peek at the home page since so many of
    you were directly involved in it's development.
    You can see the site at:


    I mention last week that a web developer was also
    helping me with the site design.  He is the one
    that developed the new Budget Stretcher logo in
    the upper left corner.  Thanks again Joshua.

    My special promotion of the ebook "How To Own
    Your Paycheck Again!" has ended.  Leo Quinn would like
    to thank those that took advantage of this special
    offer.

    I had several inquiries over the weekend asking
    if it was too late to buy the ebook at the special
    price.  I'm sorry to say that it is.  I can tell
    you that I will be bugging Leo constantly to run
    the special again.

    My daughter just sent me a cool web site that I
    would like to pass along.  Just looking at the
    site will get you in the Christmas spirit.  It's
    called Mrs. Claus' Cookbook and has recipes for
    all kinds of Christmas goodies.  You can take a

    I have a couple of new supporters of Budget Stretcher
    I would like to tell you about.

    First is a great Frugal Family site that has too
    much stuff to mention. Patty Getz has agreed to
    become one of the Budget Stretcher Partner Sites.
    I would like to welcome her and I believe her
    site has information that we could all use.  Please
    take a minute to visit:  http://www.frugal-families.com

    Next is a new advertiser.  Paula Narva has been an
    advertiser with Budget Stretcher before and offers
    a great long distance service for 4.9 cents per
    minute.  That's not all.  She also offers 800 numbers
    at an unbelievable low price.  Please take a look
    at her site and see what she has to offer.


    Barry, a subscriber, submitted a free site that offers
    a download that will stop most of the popups you see
    on the internet.  If you are interested please visit:

    http://www.panicware.com and download the free version

    Thanks for the tip Barrie.  If you like coffee visit
    Barry on the web at: http://www.coffeepower.biz

    Here is a caution about the tip on homemade Ice Packs
    in last week's newsletter from a concerned subscriber.

    I have a concern about one of the items in yesterday's
    issue. It regards the homemade ice pack. While this
    would be fine for older children and adults, I would
    be worried to give such a mixture, even in frozen form,
    to a child. Rubbing alcohol is irreversibly toxic to
    the optic nerve. I do not know how much the child would
    have to ingest to have problems, but if there is any
    chance of the child licking/drinking the liquid as it
    melts, I would not give them the icepack, but would use
    a different form, either homemade and less flexible
    (all water) or store-bought and flexible but more
    expensive. What is a child's vision worth?

    Sincerely,
    Susan

    That's all I have for this week.  Please keep
    those tips coming.

    All the best,
    Grandpa Terry

    *************************************************

    ~~~~~~~~~~~~~~~~~~Sponsor Ad~~~~~~~~~~~~~~

    My Budget Planner

    Discover the Simple Software that takes less then
    5 minutes a day to help you see where all your
    money is going, control your spending, and actually
    start saving money.


    ~~~~~~~~~~~~~~End Advertisement~~~~~~~~~~~~

    *************************************************

    Money Saving Tip

    Dirty Dish Solver

    Want to solve the grungy caked on baking dish problem?
    Instead of scrubbing away, ...fill pan with water,pour
    a bit of Downey fabric softener in and let soak.
    Everything will slide off!

    Compliments:  Hints-n-tips.com

    *************************************************

    Grandpa Terry's Tip of the Week

    Can You Help Carla?

    I received an email a few days ago from a lady that
    obviously could use some help and suggestions.

    I sent her one suggestion to help with her food
    bill but I believe there is so much more that she
    can do to make things easier.

    I would like your help, Again!  If you will read
    her email and submit your ideas and suggestions,
    I will put them on a web page, not only for her
    but for everybody that could use a little extra
    help.  Just submit your suggestions to:


    Here is her email:

    16 years ago I was single and so was my husband to
    be. We each had good credit. I'd grown up middle
    class and lacked for nothing, so I didn't know how
    to be poor. We got married 12/87, got an apartment
    and both of us were working. Our total income was
    $30K. We paid the bills, the rent and were paying
    off the honeymoon and credit cards. We had medical
    insurance through his job.

    Then bang! We started starting a family.

    You can read the rest of the email at:

    *************************************************

    Free Site of the Week

    A Touch of Freebies

    ************************************************

    Credit Card Information

    Question - Will checking my credit report affect
    my credit score/rating?

    If you obtain a report directly from the reporting
    firm, e.g. Equifax, Experian or Trans Union it will
    not appear in the reports furnished to lenders.
    However, if you obtain a report through a third
    party it may generate an inquiry in your file.
    A large number of inquires can affect your ability
    to qualify for some loans or credit cards.

    Compliments of:  Cardweb.com

    *************************************************

    Budget Stretcher

    Home
    Email

    ************************************************

    Budget Stretcher Partners

    You Save On Taxes.com
    Abbys Good Stuff for Free
    Your Free Credit Report Now.com
    Frugal-Families.com

    *************************************************
    Money Saving Tip

    Energy Saving Tip

    Closing the heating vents or radiators in an
    unoccupied room can save 5-10% on your heating
    costs.

    Compliments:  Energy Guide.com

    ************************************************

    ~~~~~~~~~~~~~~~~~~Sponsor Ad~~~~~~~~~~~~~~~

    THE MORE DEBTS YOU HAVE,
    THE FASTER YOU CAN PAY THEM OFF!

    Paying highest-interest debt first is the SLOWEST
    way out ... You can laugh at money worries - if you
    follow our simple plan. Discover savvy consumer
    money secrets your friends don't know and banks
    won't tell you. Limited time only. ACT NOW:


    ~~~~~~~~~~~~~~End Advertisement~~~~~~~~~~~~

    *************************************************

    This Week's Article Links

    Just click the links to view the articles

    Budget Leftovers
    By Terry Rigg

    10 Creative Ways to Give from the Heart, Not the Pocketbook
    By Nancy Twigg

    Personal Loan After Bankruptcy
    By Gary Foreman

    *************************************************

    Valuable Links List

    More Money-Saving Newsletters

    Talk Your Way Out Of Credit Card Debt (New Book)
    By Scott Bilker

    Living Within Your Means - The Easy Way Printed Transcript

    My Budget Planner

    Mvelopes Personal

    E-cookbooks

    Self Improvement.ch

    ************************************************

    Special Recipe

    Holiday Cooking

    Pumpkin Pie

    1 pie crust
    2 eggs
    1 (15 oz.) can pumpkin
    3/4 cup sugar
    1/2 tsp salt
    2 tsp. cinnamon
    1/2 tsp. ground ginger
    1/4 tsp. ground cloves
    1 (12 oz.) can evaporated milk

    Bake pie crust at 350 degrees for 1-2 minutes until
    crust starts to puff with small bubbles.  Watch
    carefully.  Blend all ingredients together in a
    bowl.  Pour into pie crust and bake at 425 degrees
    for 15 minutes.  Then turn the oven down to 350
    degrees for 45 minutes.  When a knife is inserted
    into the center of the pie and comes out clean it
    is done.  Makes one 10-inch pie.

    This recipe compliments of The Best Cookbook Anywhere
    Not Just Beans.com http://www.notjustbeans.com

    ************************************************

    Everyday Savings

    These Tips provided by The Frugal Shopper

    Please show your appreciation for these great
    tips by visiting this site.

    ~~Soap scraps - Mix with water to make soap
    jelly. Put in sock, mesh, or used pantyhose
    to use in bath or for scenting drawers.

    ~~Pantyhose - Use for ponytail holders, to
    secure plants, or buffing your shoes.

    ~~Coffee filters - Use to clean and polish,
    or as a replacement for cheesecloth, paper
    towels, and napkins.

    ~~Glass jars & bottles - Use as a vase, for
    canning, or melt and pour wax in for candles.

    ~~Plastic grocery bags - Donate to local
    Salvation Army. They deliver meals on Wheels
    to elderly and are a non profit organization
    and need bags to put food in to deliver.

    ~~Plastic jugs - Cut out the side to make a
    big scoop or garden shovel, cut off the top
    and use as a funnel, fill with water and freeze
    to use in coolers, or cut off top and use bottom
    to store toilet brush.

    *************************************************

    To change your subscriber email address: