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The Budget Stretcher
"Saving you money...One Dime at a Time!"
Week Of: December 3, 2007
AOL Users Please Visit Online
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Grandpa Terry's Ebooks
Because of the demand for Mining Gold From Ebay I'm going to
run this special for one more week. Here's the link:
Get The Big Book of Classic Christmas Tales including 35
Christmas tales and stories plus 4 bonus Christmas recipe
ebooks. Here's an example:
A Christmas Carol - Charles Dickens
The Fir-Tree - Hans Christian Andersen
Check it out at:
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Support Our Sponsor
It's Savings Time at SavingTimes!
Offering low-cost "packets, " shipped within 24 hours
Stationery, gift wrap, scrapbooking supplies, cents-off coupons
& refunding aids Numerous resources for saving time & money!
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***What's Inside***
Grandpa Terry's Ebooks
Subscriber's Tip of the Week 1
Coupon Savings
Grandpa Terry's Update
Credit Card Information
Grandpa Terry's Tip of the Week
Site of the Week
Grandpa Terry's Email
Subscriber's Tip of the Week 2
Subscriber's Tip of the Week 3
This Week's Articles
Special Recipe - Easy Chicken Pot Pie
Watch for next week's newsletter featuring:
6 steps to better, cheaper car insurance
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Subscriber Tip #1
Being accident prone, I've been in an ambulance more than a few
times. One thing that I've learned about the ICE numbers on your
phone is that the paramedics need SOME clue as to who their
calling. After speaking with one of them for quite some time, I
came up with this system and programmed all of my loved ones
phones this way:
ICE DH/DW/DM/DD (husband or wife or mom or dad's first name)
ICE DH/DW/DM/DD Work (husband or wife or mom or dad's name and
indication that its their work number) ICE Home (so they know
they're calling your home number and may get more than one
person there)
So far I've had one paramedic use it after my nephew nearly
broke his head open - and they expressed thanks that they knew
EXACTLY who they were calling.
Concetta
All you have to do is submit a "Subscriber Tip" and if it
appears in The Budget Stretcher you will get your choice of
either The Complete Budget and Bill Organizer Download or 10 of
my Budget and Credit Card Calculating Forms.
Please use the form available at:
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Coupon Savings
by Michelle Jones
Have you ever found a coupon just lying on top of a product you
were about to pick up at the grocery store? It's happened to me
several times over the years and I have always had very warm
thoughts for the shoppers who were so thoughtful. Why not spread
some extra holiday cheer this week? Take a stack of coupons that
you cannot use and place them on the individual items throughout
the store as you shop. Within hours this small act of kindness
could really brighten someone's day. Wishing all of you a very
Blessed Christmas and New Years!!!
If you would like to learn how to save more money with coupons,
including how to use them WISELY, how NOT to use them, and how
to FINALLY get them organized so you CAN use them, order your
copy today!
122605
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Grandpa Terry's Update
Welcome to The Budget Stretcher!
Please don't forget that my Special Offer for "All They'll Need
To Know" for 25% Off expires at midnight tonight. I can't tell
you how important this is to your family in case something
happens to you. Please take a minute to check it out at:
We are knee deep into the holiday shopping season. What you do
now is possibly going to affect you for months to come. If you
decide to use your credit cards and can't pay them off each
month, your Christmas bills are going to be much higher than
what you spent due to paying interest.
Think about it. That $50 game that you only paid $25 for could
end up costing you $200 over time if you let the balance ride on
your credit card. That's not a bargain...
Naturally, the best way to pay for Christmas presents is to use
cash if you can. That way it's paid for and if you manage to
get a bargain, it really is a bargain.
But, if you have to use credit cards and carry a balance, go
easy. Think about what it's going to cost you in the future.
I just put together another savings tips ebook that I'm offering
free. It has ways to save in almost every category of your
personal finances. You can download it at:
"89 Little Known Secrets To Saving Money In Today's Economy!"
Here is a site that I visit occasionally just to have a little
fun learning what you can do with Coca Cola. Take a minute
to visit The Barefoot Lass at:
That's all for now. Remember, I really enjoy hearing from you
folks. If you have any comments, complaints, suggestions or just
want to say Hi, please send me an email to
If you know someone that may be interested in subscribing to our
newsletter have them visit:
Have a great week,
Grandpa Terry
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Support Our Sponsor
An Inexpensive Christmas Gift That Can Help Your Child Sidestep
Future Financial Disaster!
Recent statistics reveal that schools are not preparing young
Americans for "real world" financial challenges: 18-24 year olds
represent the fastest growing age group declaring bankruptcy,
and the average credit card debt-laden college student owes $7,
800!
Help your 4-12 year old child sidestep future financial
disaster by giving them the KidsWealth Money Kit for Christmas.
The program is a fun and easy way to help your child develop
smart money habits and a mindset for success.
Complimentary shipping + 4 bonuses until December 17th at
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Credit Card Information
Free money: how to claim expired gift card funds
By Jeremy Simon
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Grandpa Terry's Tip of the Week
I'm going to turn this week's tip over to a friend of mine:
Step One To Smart Finances
By Doris Dobkins
What are your financial goals? Quick, everyone reading this
should be able to state them clearly and precisely within the
next 60 seconds. If you can't do that then you've missed the
whole boat.
So do you want to be rich? How do you define rich? Do you want
a secure retirement? What amount of money equals "secure"? Do
you want to enjoy your money now and deal with the future when
it gets here or do you want to spend some time now, planning for
the future?
Before you can even think about investing, budgeting or
personal finance, you must determine your personal financial
goals. Why? Because a goal sets the tone for your financial
direction and gives you a foundation from which to base your
financial decisions.
If your goal is to have NO DEBT (which I define as true
"financial freedom") then your plan would focus on paying off
your mortgage and all other debts even at the expense of saving
for retirement.
If your goal is to be wealthy and have a lot of money at
retirement, then you'll probably want to focus on getting rid of
unsecured debt, maximizing your retirement contributions and
possibly leveraging your assets to increase your net worth.
Where are your values? What are you doing with what you make?
What should you be doing now to get where you want to be?
There's no reason to delay starting any longer. If you only
have $10 extra a month, that's a start. Whether you invest it or
use it towards paying off a bill, that's up to you. There's no
rights or wrongs as long as you have a plan and are following
it.
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Site of the Week
Christmas Websites
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Grandpa Terry's Email
Sorry, I guess everyone is busy right now so there was no email
this week.
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Subscriber Tip #2
Further to Matt's tip about putting ICE (In Case of Emergency)
in your cell phone, make sure it is the first number you see
by putting a space before the "I"
Angie
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Support Our Sponsors
Get Paid to Complete Offers!
We will never charge you any fees!
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Budget Stretcher Partners
SavingAdvice.com
Thrifty Fun
Smart Money Tips
TheFrugalShopper.com
4 Moms at Home.com
Debt Smart
Maxxsave.co.uk
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Subscriber Tip #3
Many folks use clothes pins to reseal plastic bags of chips
etc. This is fine for the cupboard but does not work well to
reseal bags in the freezer. I discovered my stapler in a kitchen
drawer and used it to close the french fry bag. It worked like a
charm and was easy to reopen next time too. I hope this helps
some of you.
Margo
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Support Our Sponsors
Stressed about Credit Card Debt?
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you like to quickly, safely and effectively eliminate your bad
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This Week's Article Links
Just click the links to view the article
7 common holiday budget busters
By Tamara E. Holmes " Bankrate.com
22 ways to build an emergency fund
By Bankrate
Frugal Tips To Reduce Heating Costs
By Jeffrey Strain
To read more articles visit:
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Take Advantage of your Budget Stretcher Subscriber
Benefits Visit:
Visit Our Forum
Budget Stretcher Subscriber Benefits Page
Join This Groups
A_Simple_Life
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Support Our Sponsors
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Special Recipe
HOLIDAY COOKING
Easy Chicken Pot Pie
2 c. cooked chicken soup
1 bag frozen mixed veggies, drained and thawed
1 jar cream-of-chicken soup
1 can water
1 box Stove Top stuffing
Preheat oven to 400 degrees. Mix chicken, veggies, and
cream-of-chicken soup together; put in casserole dish. Make
stuffing using boiling water (you don't have to cook it on the
stove). Spread over the chicken mixture and bake for about 45
minutes or until how and bubbly. You can use 2 boxes of stuffing
putting one box on the bottom.
This recipe compliments of The Best Cookbook Anywhere "Not Just
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Everyday Savings
These Tips provided by The Frugal Shopper
Please show your appreciation for these great tips by visiting
this site.
~~To remove grease from wallpaper, apply baby powder to a clean
powder puff, rub, and spot disappears.
~~Cuticle remover will clear hands of nicotine stains.
~~Use Lubriderm skin lotion or Turtle Wax to shine your shoes.
~~Treat stubborn bathtub stains with a mixture of cream of
tartar and hydrogen peroxide. By the time the paste dries, the
stain should be gone.
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Contact Information:
Budget Stretcher
1203 Madison 228
Fredericktown, MO 63645
FAX: 573-783-5982
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Disclaimer: This newsletter is only intended to provide
information on proper money management. Budget Stretcher or
Terry Rigg can not accept responsibility for any injury or
damage that may be caused to yourself, others, or property when
following any advice given.
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