This is the 1st in a series of articles that provide helpful money tips that you can use to stretch your budget.

1.  Don't use your credit cards unless you intend to pay off the balance at the end of the month.  

2.  Prepare a simple budget that you can stick to.

3.  Organize your bills and receipts so that you can lay your hands on anything you need within 60 seconds.

4.  Use your checking account only to pay bills. Use cash for everything else.

5.  Control your impulse spending.

6.  Don't spend more than you make each month including credit card purchases.

7.  Plan all of your purchases no matter how large or small.

8.  Set your financial priorities keeping in mind you and your familie's survival.

9.  If you are having money problems, find out how you got there so you can make a plan to get out.

10.  Set aside some money for a crisis fund you can use for unplanned and unexpected expenses.

You can learn how to address all of these issues and more by visiting The Complete Budget and Bill Organizer.  It's Free.  Just click on the below link:

The Complete Budget and Bill Organizer

Learn how to know the cost of a loan before you sign the papers.  Download the Free "Loan Calculator! Plus" by visiting Pine Grove.com