Try Budget Stretcher Calculating Forms

Budget Form
Examples & Instructions
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Budget Form
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Expenses
Housing
House Payment/Rent $1325.00
Taxes & Ins 175.00
Other Bills
Car Payment 1 325.00
Car Payment 2 275.00
Car Insurance 150.00
Life & Health Ins 175.00
Electric 250.00
Other Utilities  
Telephone 150.00
Internet Fees 50.00
Credit Card 1 75.00
Credit Card 2  
Credit Card 3  
Installment Loan 1  
Installment Loan 2   
Cable/Sat 50.00
Other Bill 1  
Other Bill 2  
Other Bill 3  
Household
Household Budget 1500.00
Total Expenses
 $4500.00
Income
Main Income  $3000.00
Second Income 2000.00
Other Income  
Total Income  $5000.00
Income Available for Savings
Total Income $5000.00
Total Expenses   Minus 4500.00
Savings $500.00
Bill Percentages
Estimated Actual
Housing 30% $1500.00 1500.00
Household Expenses 30% 1500.00 1500.00
Other Bills 30% 1500.00 1500.00
Savings 10% 500.00 500.00

Paycheck Distribution
Weekly Monthly
Amount Deposited in
Checking for Housing &
Other Bills 60%		 $750 $3000
Amount of Cash For
Household Expenses 30%		 $375 1500
Amount for Long
Term Saving (invested) 5%		 $63 $250
Amount for Crisis Fund
(saving account) 5%		 $62 $250


Purpose of Form: - The Budget Form is designed to provide you a with a well organized look at your income and expenses, and how your actual expenses stack up against the ideal budget percentages.

There are five tables to your budget. Expenses, Income, Income Available for Savings, Bill Percentages and Paycheck Distribution. In order to fully understand the Budget Form, please visit The Complete Budget and Bill Organizer. There are general instructions that will guide you through the entire budget process.

***See The Sample List Of Items For Each Category Below***

Expenses - Enter all of your expenses by specific item. This table is separated to reflect three of your budget categories.

Income - List all of your disposable income. This is money that you can actually use to cover bills, expenses and savings.

Income Available for Savings - List your total income from the income table and deduct your expenses to determine how much you have for savings.

Bill Percentages - Multiply your Total Income by the percentages listed in the table. Enter these figures next to the appropriate category under "estimated". Then enter your actual expenses in the appropriate category under "actual".

Paycheck Distribution - Using your total income, multiply by the percentages listed to come up with what you need to deposit for bills, take for your household expenses and deposit for long term savings and crisis fund.

Please use The Complete Budget and Bill Organizer for instructions in completing this form.

Below is a list of items to be listed under each topic. This list is only to be used as a guide and does not include all possible items.
Housing Other Bills Household Savings
House payment
Rent
Property Taxes
Property Insurance		 Utilities
Car Payments
Credit Card Payments
Installment Loans
Life & Health Insurance
Internet Fees
Cable/Sat TV
Telephones
Auto Insurance
 Groceries
Health & Beauty
Car Gas
Dining Out
Haircuts & Beauty Shop
School Lunches
Kid's Allowances
Books & Magazines
Church Offerings
Public Transportation
Entertainment
Gifts
Pet food & Supplies		 Crisis Fund

Home Repair & Maintenance
Auto Repair & Maintenance
Appliance Repair or Replacement
Unexpected Expenses or Bills

Long Term Savings

College Fund
Home Purchase
Auto Purchase