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 Articles How To Beat The High Cost of Healthcare By Cindy Snyder Did you know that there are over 44,000,000 Americans without any healthcare coverage, and that over 75,000,000 Americans are under-insured due to age or pre-existing conditions? America is in a healthcare crisis! With the high cost of healthcare, and the double-digit increase in premiums that are currently being experienced, many individuals do not have access to the best healthcare in the world. Those that do are paying a pretty penny for it. I learned about a different kind of program while searching for an alternative to the high cost of health insurance my family was experiencing. We were paying over $400 per month in premiums. We are relatively healthy and really don't go to the doctor except for checkups once a year. When I sat down and figured out that the one visit (each) per year was costing me close to $5000...well, I knew I had to do something. I signed up on this program. Now I pay about 10% of that amount per month for the whole family. We have access to doctors, hospitals, labs, dentists, pharmacy, chiropractors, even alternative healthcare providers. Yes, I pay more than a $10.00 co-pay when I go to the doctor, but I am not paying $400.00 per month anymore! I have been on this program for the last five months. Last month I went to the doctor for an annual physical exam including an EKG and all the lab work and so on, PLUS, I took my son for his yearly checkup. Including the monthly fees for this program over the last five months, I spent less than I would have spent in just ONE month of insurance premiums! This is the ideal solution to the high cost of healthcare for my family. Everyone should have access to quality healthcare at an affordable price, without the intervention of middlemen (insurance companies). With my insurance plan, I used to have to go to my Primary Provider just to get a referral, so I could go to a specialist. Now if I need to go to a Dermatologist or an Internist or our family doctor, I pick up the phone and make an appointment with one of the providers in our network. I go for the appointment, present my ID card and have them call the toll free number on the back of the card. It's that easy. For more information on this new and innovative program, I encourage you to visit this website http://www.firsthealthsource.com/ You can look up providers in your area and even enroll in the program right on this website. If you are tired of the high cost of healthcare and want to be able to manage your own health, (and your own money) check it out. Cindy Snyder operates Creative Mortgage Co. Visit her site at http://www.creativemortgageco.com/ She publishes a monthly newsletter entitled 0nly4Homebuyers. You can subscribe at http://www.yahoogroups.com/group/0nly4Homebuyers. Cindy operates a healthcare website at http://www.firsthealthsource.com/ |